Edmonton Home Buyer’s Process

With extensive knowledge and training in marketing strategy, negotiation tactics, and the workings of the current real estate market, we have all the tools you would expect from the person who is going to guide you through the process of buying a home.

We know our neighbourhoods. Whether you have questions about specific homes, recent sales activity, school information or community updates, we have the answers.

Prior to writing any offers, we will always provide you with the most up-to-date information you need regarding recent sales and current market trends to help you establish fair market value for your potential purchase.

When you are working with us, we will ensure that you are made aware of new listings as soon as they hit the market. Never miss out on the opportunity to view what might be your new home.

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Buying Process

Congratulations on taking the first step towards buying a home! There are a few things to do before you start looking at homes.

These ten steps will give you valuable information about the process and will help you make educated decisions along the way. John Mattiello & Associates expertise is finding a home within your price range that fulfills your needs and wants. Together, we will go through all the possibilities and options to find your perfect home.

Are You Ready to Purchase a Home?

Congratulations! You are on Step 1 of the buying process. First, you must be ready to take on the responsibility of owning a home. Ideally, you should have some money saved up for a down payment and have an idea on your price range.

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How Much Can You Afford?

Knowing your budget is a very important part of the process, as buying your home will probably be the most important purchase you make in your life. The cost of buying a home includes down payment, inspection fees (if chosen), taxes, and legal fees.

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The Right Realtor

When choosing a Realtor, your candidate should have knowledge and experience and be successful in their real estate practice. There are over 3,200 Realtors in Edmonton, which makes it challenging to choose the one who will best represent you and enable you to reach your real estate goals.

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Helping You Find Your New Home

John Mattiello & Associates wants to exceed your expectations by getting you the best home for the best price with the terms and conditions that work for you. The Buyer’s Home Profile is based on a series of questions.

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Creating a Team for You

You will work with many professionals through the process of buying a home. John Mattiello & Associates has established solid working relationships with other professionals to help sell your home. Mortgage brokers, lawyers, property inspectors, interior designers, photographers/virtual recorders, website designers.

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Writing an Offer

Once you have found a home you’d like to call your own, we will review what needs to happen before the Residential Purchase Contract is prepared.

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Offer Accepted

Once the offer is accepted it is still pending, until the Conditions are met.
This process requires gathering all your personal and property information for your mortgage broker or bank. After the financing is approved, normally, a home inspection is conducted.

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Preparing for Possession Day

Typical possession dates are 30-90 days; however, they may be shorter or longer depending on the finalized agreement between Buyer and Seller. Attention to the following details will alleviate a lot of stress.

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Possession Day

At last…the day you have been waiting for! After the funds have been transferred, arrangements will be made for John Mattiello to pick up the keys and meet you at your new home. We will walk through the property with you to ensure everything outlined in the contract has been fulfilled.

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Follow Up

Once you have taken possession the transaction is complete. After a few days, you will receive a follow-up call to ensure all your needs have been met and to answer any questions you may have. Or, if you have any questions or concerns contact John Mattiello & Associates.

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Common Buyer Questions

Q-Why buy instead of renting?
A-If you are renting, you are not building any equity; you are paying someone else’s mortgage. If you buy a home, you are building a legal right to possess a significant asset.

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Extra Costs

Application fee- Mortgage lenders may sometimes charge an application fee to process your request.
Appraisal fee- Mortgage lenders may have your home appraised by a professional, whose bill they then hand over to you.

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Key Terms

Property Research – This is where we investigate the selling history of the home and the price relative to the market. To do this, an assessment of the current homes on the market and properties that have recently sold will be done. This is where our negotiating power is determined.

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Mortgage Calculator

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